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FCA BLOG
Foothills Capital: The Backup for Commercial Bankers
Have you seen those Progressive Insurance ads that celebrate the backup quarterbacks? They're hilarious! If there were such a thing as a Hall of Fame for backups, these guys would be in it!
At Foothills Capital, we act as the trusted "backup QB" for our banking partners, and we strive to be in that legendary Hall of Fame! Read more about how it all works in the latest FCA Blog.
There’s So Much to Be Grateful For This Season: A Letter to My Clients, Friends, and Peers
This season of gratitude offers a perfect opportunity to pause and reflect on the relationships that make all the difference.
Growth Capital in Connection with M&A
We recently arranged an equipment term loan to a precision manufacturing company to provide additional working and growth capital in connection with an acquisition.
What is a Structured Term Loan?
Structured term loans or notes in the asset-based lending (ABL) context provide a way for borrowers to access more sophisticated financing options while still leveraging their assets as collateral.
What is a Bridge Loan?
A bridge loan is a short-term loan used until a person or company secures permanent financing or pays an existing obligation.
What is an Unsecured Term Loan?
Unsecured term loans are not backed by particular assets. They may be taken out by companies where assets are not available for an asset based loan (ABL) structure or can be taken out as a complement to an asset-based structure.
What is Revenue-Based Financing?
Revenue-based financing is an alternative funding model where lenders provide capital to a business in exchange for a percentage of the company's ongoing revenues.
What are Equipment and Inventory Loans?
Some lenders will lend against equipment, machinery, or inventory as collateral for a business.
What is a Mezzanine Loan?
Mezzanine loans represent a hybrid financing option that sits between senior debt and equity in the capital structure.
What is Receivables Financing and Factoring?
Receivables Financing and Factoring is essentially the act of purchasing a business’s A/R. Receivables financing can be either part of the collateral base in an asset-based line of credit (ABL) structure, or can be stand-alone financing